MFI Group Loan

Microfinance is an effective tool which can help to reduce poverty and spread economic opportunity by giving poor people access to financial services, such as credit and small loans. Swadhan Microfinance distributes financial services to the poor people of the society so that they can start or expand their small businesses and increase their incomes for a better life.

At Vinayaka, we offer need based products and services to our customers. Since the clients are from the economically weaker sections of the society, so, we facilitate almost collateral free micro credit to our customers.

The products are simple and designed to facilitate the transactions in synchronization with the operational model. The main thrust is on providing access to institutional credit for the poor families and scope for entrepreneurial activities. Though, the loans are utilized for 234 different types of income generating activities, a broad break-up is as below:
10 Years


  • Agriculture

  • Allied Agricultural Activities like Dairy, Sheep-rearing.

  • Small Business ventures like Tea shop, Tiffin stall.

  • Retail Trade like vegetable vending, grocery, fruit vending.

  • Self-employment ventures like cycle shop, watch repair

  • Village & Cottage industries like carpentry, pottery, leather-goods.