Our Services Our Services

Vinayaka Capsec Pvt. Ltd. Personal Loan product is designed to ensure that you get express Approval and Disbursal of your loan.

You can take Personal Loan for domestic or international vacation, wedding, latest gadget, higher education, purchase of vehicle or even home renovation. Personal Loan will help you realize your dream at an express speed and easy process.

Vinayaka Capsec Pvt. Ltd. offers personal loan for women, individuals employed by the Government of India and various public-sector units (PSUs), as well as school teachers and college professors.
And that’s not all. If you have multiple forms of debt – overdue bills, credit card dues, or short-term loans of varying interest rates, a personal loan can come in handy. Consolidate all your existing loans into one with personal loan and manage your installments effectively.
Personal loan by Vinayaka Capsec Pvt. Ltd. comes with quick approval and disbursal within just 1 day. Borrow without the need to pledge any collateral. Simply meet Vinayaka Capsec Pvt. Ltd. simple eligibility criteria and submit your basic documents to avail the money that you need. Repay your loan with ease with our flexible repayment tenors ranging from 12 months to 60 months.

We have got tailor made products to suit the needs of varied customer needs and we are ready to serve various segments.
Our Used Car Loans come with exclusive features like high LTV, flexible repayment tenure and pocket-friendly EMI so that you get the car you want.

Enjoy quick disbursal of funds, special rates of interest and a lot more. So now get perfect car and the perfect loan for it, the way you want it.

A two wheeler loan enables you to buy a bike of your choice on low-interest rates with monthly EMIs without hurting your budget. EMIs or Equated Monthly Installments are designed to repay the two wheeler loan at affordable prices. The tenure for EMIs ranges from 1 to 3 years - we also offer the option of pre-closure of the loan by paying the entire amount with some pre-termination charges.

A two-wheeler loan is the best option to own your dream bike without redeeming your savings. It is the best way to manage your finances when you do not have other means. You can get up to 100% of your bike’s on-road price as a loan without pledging anything as collateral. With affordable interest rates and longer loan tenure, you can plan your repayments based on your needs.

Microfinance is an effective tool which can help to reduce poverty and spread economic opportunity by giving poor people access to financial services, such as credit and small loans. Swadhan Microfinance distributes financial services to the poor people of the society so that they can start or expand their small businesses and increase their incomes for a better life.

At Vinayaka, we offer need based products and services to our customers. Since the clients are from the economically weaker sections of the society, so, we facilitate almost collateral free micro credit to our customers.

The products are simple and designed to facilitate the transactions in synchronization with the operational model. The main thrust is on providing access to institutional credit for the poor families and scope for entrepreneurial activities. Though, the loans are utilized for 234 different types of income generating activities, a broad break-up is as below: