Terms And Conditions Terms

vinayakafinance.com disclaims any obligation to update or correct or provide accuracy in information/ content pertaining to any third party contained in any of the sections under the Vinayaka Capsec Pvt. Ltd. website located at www.vinayakafinance.com (hereafter referred as the website), whether arising as a result of financial, business or any other developments. The information in any or all of the sections of this website is updated by Vinayaka Capsec Pvt. Ltd. on a periodic basis and is uploaded as on a particular date, which may not be of current/ latest date. Hence this information may not be an accurate representation of the actual filings, press releases, earnings releases, financials, industry news, stock quotes, etc.

The Products and Services referred to in this Website are offered only in countries where they may be lawfully offered by Vinayaka Capsec Pvt. Ltd. or another member of the Group. The materials on the Website are not intended for use by persons located in, or resident in, countries that restrict the distribution of such materials. These material contained in the Website should not be regarded as an offer or solicitation to sell investments or make deposits in any country to any person to whom it is unlawful to make such an invitation or solicitation in such country. Vinayaka Capsec Pvt. Ltd. retains the absolute right to determine eligibility for subscription to any of the Services.

The information contained in these pages is not intended to provide professional advice. Persons accessing these pages should obtain appropriate professional advice when necessary.

The content and information contained within our Website or delivered to you in connection with the use of our Website is the property of Vinayaka Capsec Pvt. Ltd. and any other third party (where applicable). The trademark, trade names and logos (the "Trade Marks") that are used and displayed on our website include our registered and unregistered Trade Marks and of third parties. Nothing contained on our Website should be construed as granting any license or right to use any Trade Marks displayed on our Website. We retain all proprietary rights on our Website. Users are prohibited from using the same without the written permission of Vinayaka Capsec Pvt. Ltd. or such other third parties. The materials on this Website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of Vinayaka Capsec Pvt. Ltd.

Whilst every care has been taken in preparing the information contained in this Website, such information and materials are provided "as is" without warranty of any kind, either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.

E-mail messages sent to Vinayaka Capsec Pvt. Ltd. over the Internet cannot be guaranteed to be completely secure. Vinayaka Capsec Pvt. Ltd. is not responsible for any damages incurred by users if they send an E-mail message to Vinayaka Capsec Pvt. Ltd. or if Vinayaka Capsec Pvt. Ltd. sends an E-mail message to them at their request, over the Internet. Vinayaka Capsec Pvt. Ltd. is not responsible in any way for direct, indirect, special or consequential damages arising out of the use of this Website.

Due to the nature of the Internet transactions the same may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. Vinayaka Capsec Pvt. Ltd. is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.

We do not represent or warrant that the Website will be available and will meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website.

Vinayaka Capsec Pvt. Ltd. reserves the right to delete, modify, change or discontinue any or all of the information on this Website without giving notice to any user, individual, group of individuals, institutions and any such governing bodies.

If so provided under the policies of Vinayaka Capsec Pvt. Ltd. or/ if provided in the Website, we may (a) issue you a unique user name and password for operation/ navigation purposes. You are required to keep your password secure. If so provided in the interface of the Website you can also change your password online at any time.

Vinayaka Capsec Pvt. Ltd. may put in an internal session manager that will ensure that if you are not around your browser for more than 20 minutes it asks for a login once you are back.

The system maintains a database of attack signatures which is continuously updated and against which it will scan all incoming traffic to detect any malicious activity or hacking attempts into the Website. In the event of a possible attack, it will terminate that session, log the attack details and also alert the administrator.

For detailed terms and conditions applicable on Personal Loan, Commercial Vehicle Loan, Two Wheeler Loan, MFI Group Loan, click here